December 25, 2025 | 10:00

HCM City's banks mobilize over $196bln in capital in 2025

Thiên Di

Credit growth continues positive trajectory with total oustanding loans reaching over VND5 quadrillion ($190 billion).

HCM City's banks mobilize over $196bln in capital in 2025

Credit institutions in Ho Chi Minh City mobilized capital worth over VND5.17 quadrillion ($196 billion) in 2025, up nearly 12% year-on-year, according to the State Bank of Vietnam’s Regional Branch 2.

Credit to priority sectors continued to expand steadily, with loans for agriculture and rural development reaching VND520 trillion ($19.77 billion), export credit VND169 trillion, small and medium-sized enterprises VND1.59 quadrillion, industries VND81 trillion, and loans to high-tech enterprises VND5.29 trillion.

Under the VND185 trillion credit package for enterprises engaged in agricultural, forestry and fishery production and processing, launched by the State Bank of Vietnam in 2023,  VND2.32 trillion has been disbursed in Ho Chi Minh City this year. 

Notably, the bank–business connectivity program in the city reached an unprecedented scale. In 2025, 18 banks registered to join a credit package worth VND517.06 trillion. Total disbursement under the program reached over VND881.2 trillion to 223,253 borrowers in 2025.

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