Vietnam’s 2026 credit expansion projected at $106 bln, down $7 bln YoY
The central bank has instructed credit institutions to strictly control credit expansion in high-risk areas, particularly the real estate sector, throughout 2026.
Vietnam’s outstanding credit reaches $699 bln
The credit structure remains closely aligned with the country’s economic structure, effectively meeting the borrowing needs of both individuals and businesses.
HCM City's banks mobilize over $196bln in capital in 2025
Credit growth continues positive trajectory with total oustanding loans reaching over VND5 quadrillion ($190 billion).
Oustanding loans in HCM City and Dong Nai province reach $210 bln in 10M
Credit activities remaining on a steady upward path.
HCM City's total oustanding loans reach $186 bln in 10M
Credit growth mainly focused on economic growth drivers as well as businesses and production sectors.
Total outstanding credit hits $668 billion
The figure was recorded as of September 29, up 13.37% compared to the end of 2024.
Central bank raises credit growth quota to support economic development
As of July 28, total outstanding loans increased 9.64% compared to the end of last year.
HCM City credit grows 13.2% in 5M
Total outstanding loans reach nearly VND4.1 quadrillion (over $157 billion).
Bank credit in HCM City reaches $154 bln in Q1
Credit concentrated on production, business, trade, services, tourism and export-import activities.
HCM City posts credit growth of 0.04% in January
Total outstanding loans estimated at over VND3.94 trillion ($153 million).
SBV raises credit growth targets for banks
Overall credit growth stood at 11.12% year-on-year as of November 22.
Credit in HCM City up 12.7% in 10M
Total outstanding loans reaching over VND3.78 quadrillion ($148 billion).
Credit growth in HCM City reaches 11.28% in 8M
Total outstanding loans estimated at $149 billion.
Central bank sets key tasks for second half of the year
Measures to be taken to reduce lending interest rate.
HCM City posts 1H credit growth of 11.06%
Credit in June marking the highest increase against previous months.
HCMC records Q1 credit growth of 1.3%
Credit programs in support of businesses' production and trade.
Credit stands at $523mln in 5M
Credit growth targeted at 14-15% for 2023.
HCMC posts 5M credit growth of 2.43%
Stabilized macro-economy and inflation control behind growth.
HCMC posts Q1 credit growth of 1.25%
Local banks continue to take measures to help businesses address the difficulties.
Banks face challenges in maintaining high profit growth
A recent report from the Agribank Securities Company (Agriseco) noted that the banking sector will face challenges maintaining profit growth in 2022 and 2023 at levels recorded in 2020 and 2021. Growth has declined amid insufficient space for credit growth, while Net Interest Margins (NIM) face pressure from rising deposit rates as lending rates prove difficult to increase.