VnEconomy

VnEconomy

Tuesday, June 3, 2025
Order Publications
  • Vietnam Economic Times
  • VET Exclusive
  • Vietnam Today
  • Investment
  • Green Economy
  • Business
  • Digital Biz
  • Banking & Finance
  • Property
  • Biz Traveler
  • Society
  • Interactive
  • VnEconomy Vietnamese version

Topic: NIM

Banks face challenges in maintaining high profit growth

Banks face challenges in maintaining high profit growth

A recent report from the Agribank Securities Company (Agriseco) noted that the banking sector will face challenges maintaining profit growth in 2022 and 2023 at levels recorded in 2020 and 2021. Growth has declined amid insufficient space for credit growth, while Net Interest Margins (NIM) face pressure from rising deposit rates as lending rates prove difficult to increase.
16:28 06/10/2022
Bank NIM may shrink after SBV raises operating interest rate

Bank NIM may shrink after SBV raises operating interest rate

After the State Bank of Vietnam (SBV)’s decision to raise the operating interest rate, analysts believe that the net interest margin (NIM) in the industry will narrow but the impact will differ. Banks with high CASA ratios will be more resilient, while banks with low LDR or short-term capital ratios for medium and long-term loans will be under less pressure.
16:30 23/09/2022

Most viewed

Interactive

Vietnam Economic Times May 26, 2025

VET Exclusive

Meeting unique needs

Business

Vietnam Gameverse 2025 shatters multiple records

Digital Biz

Viettel and Korea Telecom sign deal on AI transformation in Vietnam

Vietnam Today

Hungary reaffirms Vietnam as top Southeast Asian partner

Contact advertising Kết nối tòa soạn
VnEconomy Vietnam Economic Times (VET)


Chairman of the Editorial Board:

Dr. Chu Van Lam

Editor-in-Chief:

Chu Thi Hanh

General Managing Editor:

Mr. Dao Quang Binh


LICENCE No. 272/GP-BTTTT DATED JUNE 26, 2020 BY THE MINISTRY OF INFORMATION AND COMMUNICATIONS

© Copyright, VnEconomy, Vietnam Economic Association


Reproduction of any stories from this website in any form must be approved in wrting by VnEconomy


External sites will be opened in a new page. VnEconomy is not responsible for the content of external sites.

Head Office: 96-98 Hoang Quoc Viet, Cau Giay District, Hanoi

Tel: (84 24) 6260 3760 - (84 24) 3755 2050

This website is developed by Hemera Media