Total outstanding credit in Ho Chi Minh City and southern Dong Nai city had reached VND6.329 quadrillion (about $240 billion) by the end of July, accounting for 31.2% of the country’s total credit outstanding and up 9% from the end of 2025, according to State Bank of Vietnam Region 2 Branch.
At the same time, total deposits mobilized by banks in the two cities reached VND6.168 quadrillion, an increase of 7.4% from the end of last year. Ho Chi Minh City accounted for the vast majority, with VND5.632 quadrillion, or 91.3% of the total deposits in the two localities.
Credit continued to play an important role in meeting capital demand and supporting sectors identified as drivers of economic growth. Consumer lending increased 7.1%, while credit for import-export activities also recorded positive growth.
Notably, foreign-currency lending, although accounting for only 5.9% of the total outstanding credit, surged 43% from the end of 2025, reflecting strong growth in import and export activities during the first seven months of the year.
Credit in Ho Chi Minh City and Dong Nai remained focused on production and business, trade and services. Outstanding loans to the processing and manufacturing industry reached VND898.9 trillion ($34.1 billion), up 10.7% from the end of 2025.
Loans to wholesale and retail trade, and the repair of automobiles, motorcycles and other motor vehicles, stood at VND843.2 trillion, up 6.8%. Lending to the construction sector rose 13.8% to VND397 trillion.
Meanwhile, tourism and logistics lending increased 10.5% and 7.3%, respectively, reaching VND78.7 trillion and VND160 trillion.
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